We offer five basic Share (savings) Accounts. Each Share Account earns Daily Dividends (calculated from day in to day out). Deposits may be made several ways: through the mail, in person, by payroll deduction or ACH (automatic clearing house) System, through our night deposit drop box. Withdrawals and/or transfers may be requested in person, by phone, by mail, by using "Sybil" (our phone banking system), by "Perfect-Teller" (our online banking program), through the ACH System, or by leaving a message on our voicemail after hours. A signature may be required on some withdrawals and/or transfers.

Types of Share Accounts

Regular Shares - Our regular share account is comparable to a bank's passbook savings account. Minimum balance is $5.00 and is required to maintain membership status.

Special Shares or Funds - You may use these accounts when you need to keep funds separate from your regular share account. No minimum balance is required.

Christmas Club - Use this account to save all year long for your Holiday spending. You may withdraw your funds on November 1st. No minimum balance is required.

Vacation Club - Similar to the Christmas Club, except that you choose the date each year you want to withdraw from the account. No minimum balance is required.

Draft Accounts - We also offer share draft (checking) accounts.