We offer five basic Share (savings) Accounts. Each Share Account earns Daily Dividends (calculated from day in to day out). Deposits may be made several ways: through the mail, in person, by payroll deduction or ACH (automatic clearing house) System, through our night deposit drop box. Withdrawals and/or transfers may be requested in person, by phone, by mail, by using "Sybil" (our phone banking system), by "Perfect-Teller" (our online banking program), through the ACH System, or by leaving a message on our voicemail after hours. A signature may be required on some withdrawals and/or transfers.

Types of Share Accounts

Regular Shares - Our regular share account is comparable to a bank's passbook savings account. Minimum balance is $5.00 and is required to maintain membership status.

Special Shares or Funds - You may use these accounts when you need to keep funds separate from your regular share account. No minimum balance is required.

Christmas Club - Use this account to save all year long for your Holiday spending. No minimum balance is required.

Vacation Club - Similar to the Christmas Club, except that you choose the date each year you want to withdraw from the account. No minimum balance is required.

Draft Accounts
Members can also open Draft (or Checking) Accounts...